We’re reinventing how people shop insurance.
BenefitHub Direct connects customers with expert advisors who understand their unique needs. No scripts. No middlemen. Just honest advice and real savings.
Our mission
Insurance shopping shouldn’t feel overwhelming or leave you fielding calls and emails from companies you never contacted. For decades, the industry has relied on complexity and lead-selling to keep customers guessing. We’re changing that. Our licensed advisors give you transparent, personalized guidance and help you compare rates across multiple carriers, so you can find the right auto or home coverage for your needs.
Why choose BenefitHub Direct?
Expert (human) advisors
Our U.S.-based, licensed advisors have real expertise. Complete a quote and your dedicated advisor will compare multiple carriers, answer your questions, and help you choose the right auto or home coverage with confidence. All without a script.
Transparent pricing
No hidden fees. No surprise charges. We compare 30+ top carriers and present your options clearly so you can make an informed decision.
Your privacy matters
We will never sell your information. Your data is encrypted and secure. We respect your privacy above all else.
About BenefitHub Direct
BenefitHub has spent over a decade building the carrier relationships and team of licensed advisors that power home and auto insurance for 17,000 HR programs, including 36% of the Fortune 500 and 5 of the 10 largest employers in the U.S. BenefitHub Direct brings that same solution directly to you. No employer-provided access required.
That means you get access to the same solution that employees at top organizations do: quotes from multiple top carriers, a dedicated licensed advisor who works for you (not any one carrier), and a process that doesn’t involve your information being sold to multiple agents the moment you submit a quote.
Powering BenefitHub Direct is Insurean, an independent insurance agency and a BenefitHub company. That means our advisors work for you, not any single carrier.
Insurean is the licensed insurance agency behind BenefitHub’s home and auto insurance marketplace. While BenefitHub and BenefitHub Direct provide the platforms employees and individuals use to shop, compare, and save on insurance, Insurean is the state-licensed entity that actually places, quotes, and services the policies — giving the BenefitHub experience a real, accountable insurance agency standing behind it.
Based in Tampa, Florida, Insurean, Inc. is a General Lines Agency, licensed to sell property and casualty insurance, including auto and home coverage. Our team of W-2 licensed agents works directly with consumers — not as a call center reading scripts, but as insurance professionals who can quote, explain coverage, adjust applications, and bind policies in real time.